Understanding Personal Injury Claims

By Kathleen F. Beers, Esq.

Personal injury claims refer to legal disputes that arise when individuals are injured or harmed due to someone else’s negligence or intentional actions.

A personal injury claim allows victims to seek compensation for their losses, such as medical expenses, lost wages, and pain and suffering.

The claims are handled through a process known as a civil court proceeding, aiming to find others legally at fault through a court judgment or a settlement negotiation process.

In New Jersey, the statute of limitations for personal injuries is two years.

An unexpected accident or injury can be life changing.

You could suffer from a painful bodily injury. On top of that, you may struggle with emotional stress and financial burdens.

A personal injury attorney can assist you with:

• Documenting losses

• Compensation for pain and suffering

• Medical expenses

• Lost wages or future earnings

The New Jersey personal injury claim process can help people who are injured by the negligence of others to pursue compensation for their losses.

For many injured accident victims, the insurance claim process starts right away at the site of the incident. In fact, an insurance company has 10 days after receiving an insurance claim to begin any necessary investigation under New Jersey law (N.J. Admin Code 11:2-17.7[a]).

Here are some of the elements that involved in a New Jersey accident injury claim:

• Get medical attention.

• Gather evidence.

• Consult a lawyer.

• File a claim with the insurance company.

• Calculate compensation.

• Negotiate a settlement.

• File a lawsuit.

The foundation of personal injury law is to ensure that those injured receive fair compensation to cover their losses and facilitate their recovery.

Cooper Levenson is a full-service law firm established in 1957. Kathleen F. Beers, Esq. handles personal injury law and can be reached at kbeers@cooperlevenson.com or (609) 572-7570.