New Jersey High Court Reinstates the “Ongoing Storm” Rule for Businesses

Last year I authored an article that commented upon a major change in New Jersey law as it applied to commercial property owners. The Appellate Division of the New Jersey Superior Court ruled last year that the “ongoing storm” rule of liability no longer protected commercial property owners from claims of fault brought by persons […]

INSURANCE 102: INSURANCE POLICY WORDS AND PHRASES

October 28, 2020Louis Niedelman, Esq. We hear  many insurance terms. Some are well known and others  sound like a foreign language. This article should clarify the maze of certain insurance jargon. “Named Insured”: This is the name that appears in the insurance policy as “The Named Insured.” It could be a person’s name or a […]

INSURANCE 101: AN INTRODUCTION

We insure our motor vehicles, our businesses, our homes, our apartments, our condos, our jewelry, our boats, our RVs, and our lives. Do we really read and understand the insurance policies that we purchase? Or, do we just rely upon our insurance agents and brokers to find the best insurance product to suit our needs […]

BUSINESS OWNERS: BEWARE OF OSHA!

Louis Niedelman, Esq.September 23, 2020 OSHA is the acronym for the Occupational Safety and Health Administration. It was created by an act of Congress in 1970 to ensure safe and healthful working conditions for business employees. The Act establishes and enforces workplace standards by providing training, outreach, education and assistance to employers. OSHA is a […]

PREMISES LIABILITY FOR BUSINESS OWNERS

By Louis Niedelman, Esq. As a New Jersey business owner, you have certain defined responsibilities to people who are on your premises. New Jersey law classifies occupiers of premises as trespassers, licensees and business invitees. Your duty to protect these persons depends upon their status. Your responsibilities to a trespasser: A trespasser is defined as […]